Terms of Service

Last updated November 2026

The service

TeenLedger logs purchases you send to it, shows a spending summary, and texts you a weekly report with tips. It is a budgeting tool. It is not a bank, does not hold money, and does not give financial, tax, or legal advice.

Who can use it

You must be 13 or older. If you are under 18, get a parent or guardian's OK before you sign up.

Price and billing

$3 per month or $30 per year, billed by Stripe until you cancel. You can cancel anytime on your money page and you will not be charged again. Payments already made are not refunded except where required by law. Email us if something went wrong and we will make it right.

Text messages

By signing up you agree to receive recurring automated texts from TeenLedger about your spending, usually 1 to 3 per week. Message and data rates may apply. Reply STOP to cancel or HELP for help. Carriers are not liable for delayed or undelivered messages.

Accuracy

Totals depend on the purchases your iPhone sends and the cash buys you add. Online purchases or a turned off automation may be missed. Always check your card or bank app for exact balances.

Your account

Keep your private link private. We may suspend accounts that misuse the service.

Liability

TeenLedger is provided as is. To the extent allowed by law, our total liability is limited to the amount you paid in the last 12 months.

Contact

Email support@teenledger.app.